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Savings and Checking Account
Rates: Effective May 1, 2013
Savings
& Checking |
Dividend
Rate |
APY* |
Min
Opening Balance |
Min
Daily Balance |
Share Savings |
0.05 |
0.05 |
$5 |
$25** |
Secondary Savings |
0.05 |
0.05 |
|
|
Money Market
$0 - $9,999.99
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 + |
0.10
0.10
0.15
0.25
0.34
|
0.10
0.10
0.15
0.25
0.35
|
$2,500 |
$2,500** |
Kasasa Saver
$0 - $15,000 (Qualified rate)
$15,000.01 + (Qualified rate)
Base Rate (non-qualified rate) |
1.49
0.49
0.05
|
1.50
0.50
0.05
|
$5 |
-- |
Kasasa Cash
$0 - $15,000 (Qualified rate)
$15,000.01 + (Qualified rate)
Base Rate (non-qualified rate) |
2.96
0.49
0.05
|
3.00
0.50
0.05
|
$25 |
-- |
Value Checking |
0.00 |
0.00 |
$25 |
-- |
Premium Checking |
0.00 |
0.00 |
$25 |
-- |
IRA |
0.15 |
0.15 |
$25 |
$100** |
*Annual Percentage Yield
**The minimum balance required to earn interest
Truth in Savings Disclosures
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Certificate Account Rates:
Effective May 1, 2013
| Certificate
Accounts |
Dividend
Rate |
APY* |
Min
Opening Balance |
Dividend
Compounded and Credited |
6 Month Certificate
$500 - $74,999.99
$75,000 +
|
0.20
0.20
|
0.20
0.20
|
$500 |
Monthly |
12 Month Certificate
$500 - $74,999.99
$75,000 +
|
0.25
0.25
|
0.25
0.25
|
$500 |
Monthly |
18 Month Certificate
$500 - $74,999.99
$75,000 +
|
0.34
0.34
|
0.35
0.35
|
$500 |
Monthly |
24 Month Certificate
$500 - $74,999.99
$75,000 +
|
0.34
0.34
|
0.35
0.35
|
$500 |
Monthly |
36 Month Certificate
$500 - $74,999.99
$75,000 +
|
0.74
0.74
|
0.75
0.75
|
$500 |
Monthly |
48 Month Certificate
$500 - $74,999.99
$75,000 +
|
0.89
0.89
|
0.90
0.90
|
$500 |
Monthly |
60 Month Certificate
$500 - $74,999.99
$75,000 +
|
1.19
1.19
|
1.20
1.20
|
$500 |
Monthly |
*Annual Percentage Yield
Truth in Savings Disclosures
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Add-On Certificate Rates:
Effective May 1, 2013
| Add-On
Certificates |
Dividend
Rate |
APY* |
Min
Opening Balance |
Dividend
Compounded and Credited |
Holiday Club
(up to $10,000 maximum balance,
matures November 1) |
0.15 |
0.15 |
$5.00 |
Monthly |
Tax Saver Certificate
(up to $10,000 maximum balance, matures November 1) |
0.15 |
0.15 |
$5.00 |
Monthly |
Money Builder Certificate
(up to $10,000 maximum balance,
12-Month Term) |
0.15 |
0.15 |
$10.00 |
Monthly |
Easy Saver Certificate
(12-Month Term) |
0.15 |
0.15 |
$10.00 |
Monthly |
Truth in Savings Disclosures
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