 |
|
Savings and Checking Account
Rates: Effective July 1, 2010
Savings
& Checking |
Dividend
Rate |
APY* |
Min
Opening Balance |
Min
Daily Balance |
Minimum
Balance to Avoid Fee |
Monthly
Fee if Below Minimum |
Dividend
Compounded and Credited |
Dividend
Period |
Share Savings |
0.20 |
0.20 |
$5 |
$25** |
--*** |
--*** |
Monthly |
Monthly |
Secondary Savings |
0.20 |
0.20 |
|
|
|
|
Monthly |
Monthly |
Money Market
$2,500 - $9,999.99
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 + |
0.30
0.40
0.50
0.60
0.65
|
0.30
0.40
0.50
0.60
0.65
|
$2,500 |
$2,500** |
-- |
-- |
Monthly |
Monthly |
Investor Checking
$2,500 - $9,999.99
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 + |
0.10
0.10
0.10
0.10
0.30 |
0.10
0.10
0.10
0.10
0.30 |
$25 |
-- |
$2,500 Average Daily
Balance |
$6 |
Monthly |
Monthly |
Value Checking |
0.00 |
0.00 |
$25 |
-- |
-- |
-- |
Monthly |
Monthly |
Premium Checking |
0.00 |
0.00 |
$25 |
-- |
-- |
-- |
Monthly |
Monthly |
IRA/Health Savings Account
(HSA) |
0.30 |
0.30 |
$25 |
$100** |
-- |
-- |
Monthly |
Monthly |
*Annual Percentage Yield
**The minimum balance required to earn interest
***A $6 per month Share Savings Only fee will apply to accounts with savings only balances below $100
Truth in Savings Disclosures
[ back to top ]
Certificate Account Rates:
Effective July 1, 2010
|
Certificate Accounts |
Dividend
Rate |
APY* |
Min
Opening Balance |
Dividend
Compounded and Credited |
Market Certificate
(6-12 Months)
$500 - $9,999.99
$10,000 - $39,999.99
$40,000 - $99,999.99
$100,000 + |
0.45
0.50
0.55
0.60
|
0.45
0.50
0.55
0.60
|
$500 |
Monthly |
Saver Certificate
(12-24 Months)
$500 - $9,999.99
$10,000 - $39,999.99
$40,000 - $99,999.99
$100,000 + |
0.75
0.80
0.85
0.90
|
0.75
0.80
0.85
0.90
|
$500 |
Monthly |
Capital Certificate
(24-36 Months)
$500 - $9,999.99
$10,000 - $39,999.99
$40,000 - $99,999.99
$100,000 + |
1.25
1.30
1.35
1.40 |
1.26
1.31
1.36
1.41 |
$500 |
Monthly |
Investment Certificate
(36-48 Months)
$500 - $9,999.99
$10,000 - $39,999.99
$40,000 - $99,999.99
$100,000 + |
1.80
1.85
1.90
1.95
|
1.81
1.87
1.92
1.97 |
$500 |
Monthly |
Portfolio Certificate
(48-60 Months)
$500 -
$9,999.99
$10,000 - $39,999.99
$40,000 - $99,999.99
$100,000 + |
2.25
2.30
2.35
2.40 |
2.27
2.32
2.38
2.43 |
$500 |
Monthly |
*Annual Percentage Yield
Truth in Savings Disclosures
[ back to top ]
Add-On Certificate Rates:
Effective July 1, 2010
|
Add-On Certificates |
Dividend
Rate |
APY* |
Min
Opening Balance |
Dividend
Compounded and Credited |
Holiday Club
(Matures
November 1) |
1.25 |
1.26 |
$5.00 |
Monthly |
Tax Saver Certificate
(Matures November 1) |
1.25
|
1.26
|
$5.00 |
Monthly |
Money Builder Certificate
(12-Month Term) |
1.25 |
1.26 |
$10.00 |
Monthly |
Easy Saver Certificate
(12-Month Term) |
1.25 |
1.26
|
$10.00 |
Monthly |
Truth in Savings Disclosures
[ back to top ]
|
|
|
Online Banking