We want to make your next car purchase as easy as possible, so we have gathered information and helpful resources to give you the tools to make an informed purchase.

Getting Started

Before you start shopping, ask yourself these questions:

What can I afford? Do I have a down payment?
This is not just a monthly payment but the overall cost of the vehicle. Use our Loan Calculator to see what you can afford. Know the value of the vehicles before you sign any paper work. We use the NADA Appraisal Guide on used vehicles. It is more conservative and reassures you're not paying an inflated price for your car. If you will be selling or trading in your old car, you should know the NADA value as well.

Do I understand what I can afford vs. my want list?
If you are not sure what you want in a car and what prices to pay, contact our car purchasing service, Auto Mentors. They can help answer your questions.

Have I reviewed what the insurance will cost on this vehicle?
Talk to your insurance company before you sign papers. Sometimes the car payment and the insurance will price you out of what you thought you could afford. Northwest Resource offers discounted auto insurance through Liberty Mutual.

What will my costs be down the road?
You may want to consider the fuel economy for the car you are buying. The United States Environmental Protection Agency has put together a fuel economy guide at www.fueleconomy.gov.

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Auto Mentors Auto Buying Service

Auto Mentors makes car buying easy. As a member of Northwest Resource, you have access to the personalized service of Auto Mentor’s local expert consultant, Jonathan Williams. Jonathan will work with you to make sure that the car you get will fulfill all your needs. He’ll show you options and let you take test drives. Then he’ll use Auto Mentor's immense buying power to find the car you want, new or used, at a remarkably low price, all with no haggling and no stress. He can even help with your trade-in.

To contact Jonathan, call 503-504-4326 or send an email to jonathan.williams@automentors.com

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Credit Union Financing at the Dealership

Save time by applying for your Northwest Resource auto loan right at the dealership. We've partnered with CUDL (Credit Union Direct Lending) to offer our members one-stop shopping at more than 400 participating dealerships throughout Oregon and Washington. This convenient financing option is available 7 days a week whenever the dealership is open. You’ll get our same great low rates, no loan fees, and a quick loan decision.

Just tell the dealer you want to finance the car with Northwest Resource Federal Credit Union. To find a list of participating CUDL dealerships, click here.

You can also visit CUDL’s AutoSMART web site to research vehicles and get quotes from area dealerships before visiting the lot.

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Enterprise Car Sales

Enterprise Car Sales offers the perfect used car package. As a division of Enterprise Rent-A-Car, they have access to more than 120 makes and models of late-model, low-mileage certified vehicles. You’re sure to find the one that’s right for you. Only the top vehicles are selected for sale to our members. Along with great customer service, Enterprise Car Sales can offer you:

• Low, haggle-free pricing
• Large selection — foreign and domestic
• Certified vehicles pass a 109-point inspection
• 12-month, 12,000-mile free limited powertrain warranty
• 7 day/1,000 mile repurchase agreement
• Trade-ins welcome

Visit www.enterprisecarsales.com for current inventory requests.  You may also call or email our Enterprise Account Executive, Alisha March at 503.969.0065 or Alisha.L.March@erac.com.  To take a test drive, please visit either of their Portland locations today:

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NADA Appraisal Guide

Get new and used vehicle pricing and information free from NADA Guides. Before you buy or sell a vehicle, find out what it's really worth. You can also get pricing information on boats, motorcycles, RVs, classic cars, aircraft, and manufactured homes.

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• Auto, Boat, & RV Loans
• Enterprise Car Sales
• CUDL AutoSmart